Keeping retirement investments in cash in early years is a huge mistake that compounds over time. Here, I do the math of what cash does to your retirement portfolio and compare it to a common strategy. There is also a calculator!
Free 2026 Canadian drawdown calculator: test three withdrawal strategies to maximize CPP, OAS and GIS, avoid the clawback, and find your earliest retirement age.
We reduced our mortgage timeline by 3.5 years by making a small tweak. Here, I explore different payment frequencies and how they affect interest paid and mortgage timelines.
Bringing your own lunch to work will save you money in the long run. But going our for lunch with your colleagues is a great career investment. In this post, I share my own experiences with this and how you can balance both your frugal and career sides.
Your routines and reactions to events is likely the most expensive thing you own. Market drop? Sell, sell, sell. But wait, that's a mistake because the market recovered the next day and you lost money. Read my thoughts on this and how bad routines go unchecked for many.