Lifestyle inflation is silent and a big wealth killer. Check out my lengthy musings, and a helpful calculator, to shed some light on what lifestyle inflation, how it happens and how you can prevent it without making yourself miserable.
There are cases where it could make sense to withdraw your RRSP before government benefits kick in. I explored some scenarios in this post.
Sometimes it is OK to not have an RRSP. In this post, I explored a few scenarios where the math makes sense.
I was recently tempted to go into the office but a quick mental math told me I would be spending close to $70 to do so. You should really consider commuting costs! Commuting impacts more than just your finances.
I did the math on buying a slightly cheaper home and I have some regret not doing this 5 years earlier. Check the numbers and see if that applies to you.