Keeping retirement investments in cash in early years is a huge mistake that compounds over time. Here, I do the math of what cash does to your retirement portfolio and compare it to a common strategy. There is also a calculator!
Everyone says to keep investing and not wait for a crash. But does that make sense? Well, yes, but read about why that makes sense. Oh, and there is a calculator that compares continued investments versus waiting for a dip.
Free 2026 Canadian drawdown calculator: test three withdrawal strategies to maximize CPP, OAS and GIS, avoid the clawback, and find your earliest retirement age.
Lifestyle inflation is silent and a big wealth killer. Check out my lengthy musings, and a helpful calculator, to shed some light on what lifestyle inflation, how it happens and how you can prevent it without making yourself miserable.
I was wondering how people can afford nice things so I did a deep dive into Canadian statistics and came up with nothing we didn't already know - housing and transportation have a huge impact on our finances and things have gotten very bad over the last few years. But now I have data!