Early Retirement

The Retirement Trap - Too Conservative, Too Early

Keeping retirement investments in cash in early years is a huge mistake that compounds over time. Here, I do the math of what cash does to your retirement portfolio and compare it to a common strategy. There is also a calculator!

Frugality has a ceiling. Income doesn't

You can refine your expenses as much as you want but there is a limit. Income has no limit. In this post, I explore this concept and provide ways you can increase your income.