January 2026 Dividends and Portfolio Update

We made $1,849.42 in dividends in January 2026, and our portfolio is up $5,960.93 excluding the contributions and the dividends. A total increase of $7,810.35 excluding contributions.

January 2026 Expenses

I review our finances at the end of every month. This post is focused on the expenses. I am curious to see how our January 2026 expenses compare to our January 2025 expenses

New Grad Skills - Being Personable

Personability matters more than most new grads realize. Learn why attitude, communication, and being easy to work with can matter more than technical skills in interviews and early career success.

Why 2026 Is the Turning Point

Feeling burned out right after time off can be a signal, not a problem to “rest away.” Here’s my 2026 plan to accelerate early retirement - mortgage changes, building a cash buffer, cutting expenses, growing side income, and shifting toward an income-focused portfolio.