There is no such thing as good debt
There is no such thing as good debt for most people. Learn why even “manageable” debt still reduces cash flow, increases risk, and delays financial freedom.
Why Management Fees Matter
What is MER and how does it actually affect your returns? A simple explanation of Management Expense Ratio with real numbers, daily fee examples, and long-term impact on your portfolio. Fees can really add up!
6 Things Young Adults Need To Avoid
From expensive cars to lifestyle creep, these early career mistakes can quietly derail your finances. Here’s what young adults should avoid and why it matters.
January 2026 Dividends and Portfolio Update
We made $1,849.42 in dividends in January 2026, and our portfolio is up $5,960.93 excluding the contributions and the dividends. A total increase of $7,810.35 excluding contributions.
January 2026 Expenses
I review our finances at the end of every month. This post is focused on the expenses. I am curious to see how our January 2026 expenses compare to our January 2025 expenses