How to Use GICs the Right Way - A Guide to Building a GIC Ladder
GICs are a great tool but they shouldn't be your only investing tool. In this post, I go over GICs and how to strategically use them as part of your overall portfolio.
The LIF - What Happens When Your Locked-In Pension Finally Unlocks (Sort Of)
I have no idea what LIF was so I had to do some digging. This post goes over what I learned, how LIF works and tips to get the most of it.
October 2026 Expenses
Comparing October 2026 to October 2025 expenses to see if we are on track with cutting our expenses year over year.
$240.24 in Dividends in October 2026 (and a Portfolio Update)
October 2026 monthly dividend and portfolio update.
Personal Finance Basics - What Is a Locked-In Retirement Account (LIRA)?
What the heck is a LIRA? A LIRA is pension money in an RRSP-like account with a lock on it. In this post, I explain how it differs from an RRSP, the commuted value trap, converting to a LIF, and every way to unlock it in Ontario and federal plans.