What Is OAS (Old Age Security)?

Let's talk about other boring stuff you hear old people talk about - Old Age Security. I didn't know a whole lot about this myself but by writing this post, I forced myself to look into it and various strategies around it. Enjoy this high-level overview of OAS.

What Is CPP (and What Is CPP2)?

You have seen the abbreviation - CPP, but do you know what it means and how it works? In this post I break down what CPP is, how it is withheld and how it works when you are thinking about retirement.

My RESP Investment Strategy

In this post, I explain how I invest my Family RESP using VGRO, VEQT, XQB, XSB and CASH.TO, including my age-based glide path as my kids approach university.

New Grad Advice - What a T4 Actually Means

Have you ever really looked at a T4? Like really looked and tried to understand what each of the boxes means? No? You might be loosing out on important knowledge that affects your finances. In this post, I break down what a T4 means.

Using a Corporate Strategy to Save Money

I learned how corporations use just-noticeable difference to change recipes and formulations to save money and increase profits. Why not apply the same and save money? Read about how I have been doing this and where it has saved us money.