Keeping retirement investments in cash in early years is a huge mistake that compounds over time. Here, I do the math of what cash does to your retirement portfolio and compare it to a common strategy. There is also a calculator!
Everyone says to keep investing and not wait for a crash. But does that make sense? Well, yes, but read about why that makes sense. Oh, and there is a calculator that compares continued investments versus waiting for a dip.
Free 2026 Canadian drawdown calculator: test three withdrawal strategies to maximize CPP, OAS and GIS, avoid the clawback, and find your earliest retirement age.
We reduced our mortgage timeline by 3.5 years by making a small tweak. Here, I explore different payment frequencies and how they affect interest paid and mortgage timelines.
Bringing your own lunch to work will save you money in the long run. But going our for lunch with your colleagues is a great career investment. In this post, I share my own experiences with this and how you can balance both your frugal and career sides.