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OSAP in 2026–27: A Parent's Guide to Applying, Avoiding the Traps, and Getting Every Grant Dollar

29 Sep 2026 13 min read Personal Finance Basics
Are you, or someone you know, heading to post-secondary school and looking for ways to pay? In this post I explore OSAP for the 2026-2027 school year and find ways to optimize aid through scholarships, bursaries and other ways.

Where Does Your Donation Actually Go? Fundraising Costs, Tax Credits, and How to Pick a Charity Worth Supporting

25 Sep 2026 11 min read Advice
Are you thinking of donating to a charity? Are you wondering if your money will go to causes or into someone's pocket? I was also curious. In this post, I dive into admin costs, cause costs, how donations affect your taxes and how to pick a charity.

Rising Bond Yields, Explained - Why They Push Up Interest Rates (and Why It's Not All Bad News)

16 Sep 2026 10 min read Investing
What are bonds and how are they tied to interest rates? I had no idea so I did some research and put together my findings in plain English in this post.

The Canada Child Benefit - How It Works, and How to Get More of It

14 Sep 2026 10 min read Advice
Do you have, or are you planning on having kids? You need to learn about the Canada Child Benefit. The mechanics can tie very well with other government programs like RRSPs.

Should I Pay Off My Mortgage Or Keep Investing? Finding Our Switch Point

11 Sep 2026 22 min read Calculators
Interest rate hikes have you all riled up? When should you start paying off your mortgage earlier? Should you keep investing? What do I do? In this post I explore the switch point. And also have a calculator you can use.
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