What Is the T1-ADJ and When Do You Actually Need It?
Filed your taxes and then found a mistake? The T1-ADJ requests a change to a
return the CRA already assessed. In this post, I explore when you need it, and when you do not.
$160.99 in Dividends in August 2026 (and a Portfolio Update)
August 2026 monthly dividend and portfolio update.
What Is a T3 Slip and How Do You Read It?
Did you get a late T3 after you filed your taxes early? What is a T3? What the heck do I do with it? Answers to these questions, and other basic T3 details in this post.
What Is a Spousal RRSP and How Does It Work?
A spousal RRSP splits the deduction from the account owner. In this post, I break down how it works, when to use it, and the rule that can undo it. There are more rules than I thought!
What Is the Smith Manoeuvre and How Does It Actually Work?
What is this Smith Manoeuvre you have been reading about? How can your mortgage help you build an investment portfolio and be tax deductible at the same time? In this post, I dive into the manoeuvre, how it works, who it is good for and who it is not good for.