Sometimes you need to go against your instinct if the net effect is not in favor it. Looking at the net effect can and will save you money and time in the long run. Read some common every day examples of where it is important to evaluate the net effect.
Layoffs are a harsh reminder that no job is truly secure. Read why saving early, budgeting carefully, building an emergency fund, and investing consistently can protect your financial future. It worked for us when my wife was laid off.
Most meetings feel pointless because they interrupt real work. Here I rant how I just spent 80 hours in meetings over the past 2 weeks and didn't do any real work. But I also explain how to make meetings more productive.
I made a free budgeting app focused on privacy and manual entry with easily readable .csv files. Check out the first public version of the program and let me know your thoughts.
We made $1,025.49 in dividends in March 2026, and our portfolio is down $10,674.04 excluding the contributions and the dividends. A total decrease of $9,648.55 excluding contributions.
