My in-laws asked if they could move some of their RRSP into ours before they turn 71. In this post I go through every way RRSP money can move, the CRA forms for each, and the withdraw-gift-contribute workaround that can save your family money or cost it thousands.
Am I ready to retire? I made a free Canadian calculator that tests your RRSP, TFSA, CPP, OAS and GIS against taxes, inflation and a market drop to find your safe spending. And there is a detailed blog post explaining the math that goes into it.
Are you, or someone you know, heading to post-secondary school and looking for ways to pay? In this post I explore OSAP for the 2026-2027 school year and find ways to optimize aid through scholarships, bursaries and other ways.
Are you thinking of donating to a charity? Are you wondering if your money will go to causes or into someone's pocket? I was also curious. In this post, I dive into admin costs, cause costs, how donations affect your taxes and how to pick a charity.
Do you have, or are you planning on having kids? You need to learn about the Canada Child Benefit. The mechanics can tie very well with other government programs like RRSPs.