Why 2026 Is the Turning Point

Feeling burned out right after time off can be a signal, not a problem to “rest away.” Here’s my 2026 plan to accelerate early retirement - mortgage changes, building a cash buffer, cutting expenses, growing side income, and shifting toward an income-focused portfolio.

Simple Living Is Cheaper

Simple living is cheaper because complex lives cost more to maintain. A personal look at lifestyle creep, hidden upkeep costs, and how simplifying saves money.