My in-laws asked if they could move some of their RRSP into ours before they turn 71. In this post I go through every way RRSP money can move, the CRA forms for each, and the withdraw-gift-contribute workaround that can save your family money or cost it thousands.
Am I ready to retire? I made a free Canadian calculator that tests your RRSP, TFSA, CPP, OAS and GIS against taxes, inflation and a market drop to find your safe spending. And there is a detailed blog post explaining the math that goes into it.
Getting dividends and not sure what to do with them? A DRIP can put them straight back to work for you. In this post I explain how dividend reinvestment plans work, where they shine, where they fall short, and how to turn one on at your broker.
Are you, or someone you know, heading to post-secondary school and looking for ways to pay? In this post I explore OSAP for the 2026-2027 school year and find ways to optimize aid through scholarships, bursaries and other ways.
Are you thinking of donating to a charity? Are you wondering if your money will go to causes or into someone's pocket? I was also curious. In this post, I dive into admin costs, cause costs, how donations affect your taxes and how to pick a charity.