Savings

The TFSA Mistakes That Cost Canadians The Most

TFSAs sound simple and are generally simple but there are lots of rules that catch people off-guard. In this post, I sorted through hundreds of Reddit posts and newspaper articles to create a comprehensive list of mistakes and how to avoid some of them.

The Retirement Trap - Too Conservative, Too Early

Keeping retirement investments in cash in early years is a huge mistake that compounds over time. Here, I do the math of what cash does to your retirement portfolio and compare it to a common strategy. There is also a calculator!

Frugality has a ceiling. Income doesn't

You can refine your expenses as much as you want but there is a limit. Income has no limit. In this post, I explore this concept and provide ways you can increase your income.

Using a Corporate Strategy to Save Money

I learned how corporations use just-noticeable difference to change recipes and formulations to save money and increase profits. Why not apply the same and save money? Read about how I have been doing this and where it has saved us money.