RESPs Explained - A Primer for Canadian Parents
Is someone trying to sell you universal health insurance for your kids? An RESP will be way better and cheaper for them. Read the basics and how we use ours.
Savings
Why High Income Doesn't Mean Rich
For years I confused high income with wealth. It wasn't until colleagues started complaining about the golden handcuffs that I realized income and wealth are not the same. If you confuse the two - this read is for you.
How Are People Affording Nice Things?
I was wondering how people can afford nice things so I did a deep dive into Canadian statistics and came up with nothing we didn't already know - housing and transportation have a huge impact on our finances and things have gotten very bad over the last few years. But now I have data!
Your Company Is Not Your Family And Your Finances Need to Reflect That
Layoffs are a harsh reminder that no job is truly secure. Read why saving early, budgeting carefully, building an emergency fund, and investing consistently can protect your financial future. It worked for us when my wife was laid off.
Introducing - the Ledger Budgeting App
I made a free budgeting app focused on privacy and manual entry with easily readable .csv files. Check out the first public version of the program and let me know your thoughts.