I was wondering how people can afford nice things so I did a deep dive into Canadian statistics and came up with nothing we didn't already know - housing and transportation have a huge impact on our finances and things have gotten very bad over the last few years. But now I have data!
Layoffs are a harsh reminder that no job is truly secure. Read why saving early, budgeting carefully, building an emergency fund, and investing consistently can protect your financial future. It worked for us when my wife was laid off.
I made a free budgeting app focused on privacy and manual entry with easily readable .csv files. Check out the first public version of the program and let me know your thoughts.
Feeling burned out right after time off can be a signal, not a problem to “rest away.” Here’s my 2026 plan to accelerate early retirement - mortgage changes, building a cash buffer, cutting expenses, growing side income, and shifting toward an income-focused portfolio.
Simple living is cheaper because complex lives cost more to maintain. A personal look at lifestyle creep, hidden upkeep costs, and how simplifying saves money.
