My RESP Investment Strategy
In this post, I explain how I invest my Family RESP using VGRO, VEQT, XQB, XSB and CASH.TO, including my age-based glide path as my kids approach university.
Personal Finance Basics
New Grad Advice - What a T4 Actually Means
Have you ever really looked at a T4? Like really looked and tried to understand what each of the boxes means? No? You might be loosing out on important knowledge that affects your finances. In this post, I break down what a T4 means.
What Is the Cost of Lifestyle Inflation?
Lifestyle inflation is silent and a big wealth killer. Check out my lengthy musings, and a helpful calculator, to shed some light on what lifestyle inflation, how it happens and how you can prevent it without making yourself miserable.
Why You Should Consider Withdrawing From Your RRSP Early (Before CPP, Before OAS)
There are cases where it could make sense to withdraw your RRSP before government benefits kick in. I explored some scenarios in this post.
What Happens If You Never Contribute to an RRSP?
Sometimes it is OK to not have an RRSP. In this post, I explored a few scenarios where the math makes sense.