Why You Should Consider Withdrawing From Your RRSP Early (Before CPP, Before OAS)
There are cases where it could make sense to withdraw your RRSP before government benefits kick in. I explored some scenarios in this post.
Personal Finance Basics
What Happens If You Never Contribute to an RRSP?
Sometimes it is OK to not have an RRSP. In this post, I explored a few scenarios where the math makes sense.
How Much Does It Really Cost to Go to Work?
I was recently tempted to go into the office but a quick mental math told me I would be spending close to $70 to do so. You should really consider commuting costs! Commuting impacts more than just your finances.
The $600k House VS the $700k House. A 10-Year Comparison
I did the math on buying a slightly cheaper home and I have some regret not doing this 5 years earlier. Check the numbers and see if that applies to you.
REIT Distributions are NOT Dividends and This Matters
Dividends and REIT distributions are not the same. Here’s how they are taxed in Canada and why everyone says that TFSAs are often the best place to hold REITs.