What Is a Spousal RRSP and How Does It Work?
A spousal RRSP splits the deduction from the account owner. In this post, I break down how it works, when to use it, and the rule that can undo it. There are more rules than I thought!
Personal Finance Basics
What Is the Smith Manoeuvre and How Does It Actually Work?
What is this Smith Manoeuvre you have been reading about? How can your mortgage help you build an investment portfolio and be tax deductible at the same time? In this post, I dive into the manoeuvre, how it works, who it is good for and who it is not good for.
The TFSA Mistakes That Cost Canadians The Most
TFSAs sound simple and are generally simple but there are lots of rules that catch people off-guard. In this post, I sorted through hundreds of Reddit posts and newspaper articles to create a comprehensive list of mistakes and how to avoid some of them.
What Is the First-Time Home Buyers' Land Transfer Tax Rebate and How Does It Work?
You need to understand and account for Land Transfer Tax when buying a home. When buying your first home, you get a rebate! In this post Iook at the rebates in a few markets.
What Is The First Home Savings Account (FHSA) and How Does It Work?
Do you want to buy your first home? Wondering how you can get some extra money to do so? In this post I dive into ins and outs the The First Home Savings Account, how it is used and how you can leverage it to buy your first home.