January 2026 Expenses

I review our finances at the end of every month. This post is focused on the expenses. I am curious to see how our January 2026 expenses compare to our January 2025 expenses

New Grad Skills - Being Personable

Personability matters more than most new grads realize. Learn why attitude, communication, and being easy to work with can matter more than technical skills in interviews and early career success.

Why 2026 Is the Turning Point

Feeling burned out right after time off can be a signal, not a problem to “rest away.” Here’s my 2026 plan to accelerate early retirement - mortgage changes, building a cash buffer, cutting expenses, growing side income, and shifting toward an income-focused portfolio.

Simple Living Is Cheaper

Simple living is cheaper because complex lives cost more to maintain. A personal look at lifestyle creep, hidden upkeep costs, and how simplifying saves money.