A line of credit is one of the most underrated tools in personal finance. When used responsibly, it gives you - emergency backup,
flexibility to smooth short-term cash gaps and
peace of mind knowing you can handle surprises.
Budgeting Is Easy. Sticking to a Budget Is Hard.
I will borrow and twist a Mark Twain joke, “Budgeting is easy. I’ve created hundreds of budgets for myself.”
Although a joke, there’
I am not a big fan of long-format videos because of how little time I have, but this one stood out. It is worth the hour if you are just getting into personal
Before I get into it, full disclosure: we currently own a 2023 Honda Pilot, a 2024 Subaru BRZ, and a 2004 Toyota RAV4. Two of those are clearly not shitboxes. The third one
It took me 12 years to reach $100,000 in investments.
And no, I didn’t buy crypto early, flip houses, or start a dropshipping empire. I just stuck to the plan: slow,