Do you have a savings account in a non-registered account? Did you get dividends from a private corporation? Chances are you received a T5. But what is a T5? How does it work? Why does it matter? I had the same questions so I wrote a post about it.
Keeping retirement investments in cash in early years is a huge mistake that compounds over time. Here, I do the math of what cash does to your retirement portfolio and compare it to a common strategy. There is also a calculator!
Everyone says to keep investing and not wait for a crash. But does that make sense? Well, yes, but read about why that makes sense. Oh, and there is a calculator that compares continued investments versus waiting for a dip.
June 2026 monthly dividend and portfolio update.
If you have run out of TFSA room but still want cash flow from REITs - this post is for you. Here I learned and explained what to look for in each REIT and how to decide which REIT may be held in a non-registered account.