Introducing - the Ledger Budgeting App
Most budgeting apps try to do everything for you. They connect to your bank, categorize your spending, and give you nice charts. And yet, most people still have no idea where their money is going. That is the problem.
If you never see your spending, you never feel it. And if you never feel it, you never change it. That is why I built Ledger, a simple, free budgeting app designed to do the opposite of what most apps do. Instead of automating everything, it forces you to manually track your expenses, build your own budget, and actually understand your money.
Ledger is an offline expense tracker and net worth calculator that runs entirely on your computer. There are no subscriptions, no ads, and no cloud connections. Your financial data stays on your machine, in simple CSV files that you can open, edit, and control at any time.
This is not meant to be the most advanced personal finance app. It is meant to be the one that actually works. If you are looking for a free budgeting app, a private expense tracker, or a simple way to track your net worth without giving up your data, this is for you.
And here is what it can do for you:
- Create a budget with custom categories personalized to suit your needs.
- Add and remove asset and debt accounts to keep track of your money.
- Net worth calculator. Quickly and easily see your net worth based on your accounts.
- Warnings when you exceed a budget.
- Simple dashboard that shows all data at a quick glance.
I am still working on the app, but I now have a version 1.0 that anyone can download and try for themselves. I only have a Windows version but I am working on a Mac one as well.
Click here, or the button below, to download the executable. Since this is an indie development, you might get a warning from Windows. Run as administrator to open it the first time. I recommend running it from your local drive.
For feedback, e-mail me at optimizedforfreedom@gmail.com. I am still working on other features but would love to hear back from users.
