My in-laws asked if they could move some of their RRSP into ours before they turn 71. In this post I go through every way RRSP money can move, the CRA forms for each, and the withdraw-gift-contribute workaround that can save your family money or cost it thousands.
This free Canadian calculator tests your RRSP, TFSA, CPP, OAS and GIS against taxes, inflation and a market drop to find your safe spending. It also works for other countries by disabling its Canadianness.
Am I ready to retire? I made a free Canadian calculator that tests your RRSP, TFSA, CPP, OAS and GIS against taxes, inflation and a market drop to find your safe spending. And there is a detailed blog post explaining the math that goes into it.
September 2026 monthly dividend and portfolio update.
Comparing September 2026 to September 2025 expenses to see if we are on track with cutting our expenses year over year.
